Six months ago, I alerted readers to the very attractive benefits that the TreasuryDirect program offers to investors who are defensively sitting on cash right now. Since then, those benefits have continued to improve. Substantially. Back in November, by holding extremely conservative short-term (i.e., 6-months or less) Treasury bills, TreasuryDirect participants were receiving over 16x more in interest payments vs keeping their cash in a standard bank savings account. Today, they’re now receiving over 30 times more. Without having to worry about the risk of a bank “bail-in” or failure. So if you’re holding cash right now and NOT participating in the TreasuryDirect … Continue reading

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