Calls Are Heard for the Fed to Lower Interest Rates into Negative Territory; More Pushing on the String of Monetary Policy Will Not Work; After Failures of Fiscal and Monetary Stimulus as Well as the Debacle of Austerity Cuts, It’s Time to Try Credit Stimulus in Form of $6 Trillion of 0% Long-Term Federal Reserve Credit for Infrastructure and Education – Not Speculation – to Create 30 Million New Productive Jobs